B
Farmers Union Mutl Ins Co (MT)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.90
Risk Adjusted
Capital Ratio #2
2.18
Loss
Ratio
65.07%
Total
Assets
94.02M
Capital
49.68M
Net
Premiums
20.78M
Net
Income
2.92M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,647
317
1,964
16.14%
23.31%
2023
1,719
373
2,092
17.83%
22.83%
2022
1,867
406
2,273
17.86%
23.10%
2021
1,925
380
2,305
16.49%
22.81%
2020
2,002
315
2,317
13.60%
21.51%
2019
2,755
369
3,124
11.81%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
47.45%
2023
3
0
3
0.00%
47.29%
2022
1
0
1
0.00%
45.44%
2021
2
0
2
0.00%
44.40%
2020
3
0
3
0.00%
42.45%
2019
5
1
6
16.67%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
54
55
109
50.46%
41.74%
2023
54
64
118
54.24%
38.64%
2022
58
62
120
51.67%
39.39%
2021
70
73
143
51.05%
40.41%
2020
57
66
123
53.66%
48.09%
2019
68
67
135
49.63%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
223
185
408
45.34%
39.58%
2023
232
170
402
42.29%
36.96%
2022
286
267
553
48.28%
37.07%
2021
383
265
648
40.90%
39.17%
2020
343
241
584
41.27%
35.42%
2019
399
278
677
41.06%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
34
15
49
30.61%
12.32%
2023
40
23
63
36.51%
16.34%
2022
36
36
72
50.00%
11.13%
2021
43
21
64
32.81%
18.93%
2020
38
27
65
41.54%
20.93%
2019
40
19
59
32.20%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
440
193
633
30.49%
45.22%
2023
467
194
661
29.35%
44.64%
2022
496
176
672
26.19%
46.15%
2021
511
211
722
29.22%
46.87%
2020
580
238
818
29.10%
43.90%
2019
537
251
788
31.85%
42.09%