Farmers Union Mutl Ins Co (MT)
Major Rating Factors:
Good overall profitability index (5.3 on a scale of 0 to 10) despite operating losses during 2022. Return on equity has been low, averaging 3.5% over the past five years. Good overall results on stability tests (5.7) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Farmowners (36.0%), homeowners (26.7%), comm multi (24.0%), personal/comm auto (4.5%), fire (1.7%), other (7.2%)
Licensed in:
ID, MT, WY
Principal Investments:
Investment grade bonds (73.9%), common stock (14.0%), cash (9.9%), real estate (1.6%), non investment grade bonds (0.3%), preferred stock (0.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
300 River Drive, North
Great Falls, MT 59401
Great Falls, MT 59401
Phone Number
(406) 761-0242
NAIC Number
28436
Website
Largest Affiliates
No affiliate information available.