B
Farmers Union Mutl Ins Co (MT)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.90
Risk Adjusted
Capital Ratio #2
2.18
Loss
Ratio
65.07%
Total
Assets
94.02M
Capital
49.68M
Net
Premiums
20.78M
Net
Income
2.92M
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Weiss Ratings Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Rating B
Capitalization Index 8.80
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 5.30
Reserve Adequacy Index 8.20
Stability Index 5.70
Company Info Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Industry P&C
NAIC Number 28436
Phone Number (406) 761-0242
Website fumico.net
Address 300 River Drive, North Great Falls, MT 59401
Balance Sheet Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Total Assets 94.02M
Capital and Reserves Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Risk-Adjusted Capital Ratio #1 2.90
Risk-Adjusted Capital Ratio #2 2.18
1-Year Reserve Development 100.00%
2-Year Reserve Development -510.00%
Capital 49.68M
Premium to Surplus 90.00%
Reserves to Surplus 40.00%
Investments Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 7.04%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 65.07%
Net Premium Growth 20.00%
Other Medical Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Farmers Union Mutl Ins Co (MT)
Great Falls, MT 		Click to
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Net Income 2.92M
Net Premium 20.78M
Health Premium --