Unitrin County Mutual Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.9) including excessive premium growth. The largest net exposure for one risk is acceptable at 2.4% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent overall profitability index (6.9). Excellent expense controls. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (95.9%), cash (0.3%), other (3.8%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3400 N Central Expressway
Richardson, TX 75080
Richardson, TX 75080
Phone Number
(972) 690-5500
NAIC Number
29351
Website
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