Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.7) with small operating losses during 2021 and 2023. Fair overall results on stability tests (3.7) including excessive premium growth and negative cash flow from operations for 2025.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Other (100%)
Licensed in:
AR, GA, NM, OK, TX
Principal Investments:
Investment grade bonds (88.5%), cash (11.5%)
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
5601 Interstate 40 West
Amarillo, TX 79106
Amarillo, TX 79106
Phone Number
(806) 372-6785
NAIC Number
33170
Website
Largest Affiliates