Major Rating Factors:
                     Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Excellent profitability index (8.0) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 12.0%.
                
            
                    Other Rating Factors:
                     Superior liquidity (10.0) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification.
                
            
                    Stability Factors:
                    			A - Financial problems or weaknesses of a parent or affiliate company.
			R - Concerns about the financial strength of its reinsurers.
			T - Significant trends in critical asset, liability, income or expense items.
                
            
                    Principal Lines of Business:
                    Other (100%)
                
            
                    Licensed in:
                    All states and VI
                
            
                    Principal Investments:
                    Investment grade bonds (87.8%), common stock (8.5%), cash (2.3%), other (1.5%)
                
            Corporate Info
    Group Affiliation
        Berkshire Hathaway Inc
    Investment Rating
        
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    Company Address
        
                
                     8500 Shawnee Mission Parkway 
Merriam, KS 66202
    Merriam, KS 66202
Phone Number
        (913) 895-0200
    NAIC Number
          37060
    Website
        
    Largest Affiliates