Infinity Assurance Ins Co
Major Rating Factors:
Weak overall results on stability tests (0.0 on a scale of 0 to 10) including excessive premium growth and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 64.6% of capital. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Personal/comm auto (99.9%)
Licensed in:
FL, GA, IL, MO, NJ, NY, OH, PA, SC
Principal Investments:
Investment grade bonds (96.0%), other (4.0%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3760 River Run Drive
Birmingham, AL 35243
Birmingham, AL 35243
Phone Number
(205) 870-4000
NAIC Number
39497
Website
Largest Affiliates