Universal Underwriters Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (6.8) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Product liab. (6.2%), other (93.8%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (82.6%), common stock (3.5%), cash (1.2%), non investment grade bonds (0.2%), preferred stock (0.1%), other (12.4%)
Corporate Info
Group Affiliation
Zurich Ins Group AG
Investment Rating
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Company Address
1299 Zurich Way
Schaumburg, IL 60196
Schaumburg, IL 60196
Phone Number
(847) 605-6000
NAIC Number
41181
Website
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