Major Rating Factors:
Good overall results on stability tests (6.0 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.9) with operating gains in each of the last five years. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (81.2%), homeowners (6.8%), other (12.0%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (25.7%), cash (9.9%), other (64.4%)
Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
Company Address
1900 L. Don Dodson Drive
Bedford, TX 76021
Bedford, TX 76021
Phone Number
(817) 265-2000
NAIC Number
41335
Website
Largest Affiliates