Chubb Ins Co of NJ
Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.2) despite excessive premium growth and negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
F - Negative cash flow.
G - Fast asset or premium growth.
Principal Lines of Business:
Homeowners (35.2%), comm multi (11.5%), personal/comm auto (7.1%), product liab. (3.1%), other (43.1%)
Licensed in:
NJ
Principal Investments:
Investment grade bonds (98.4%), other (1.6%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
41386
Website
Largest Affiliates