C
ZURICH AMERICAN LIFE INSURANCE
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.3 on a scale of 0 to 10) including fair financial strength of affiliated Zurich Financial Services Group. Weak profitability (2.8) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (8.6) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (9.6). Excellent Liquidity (9.9).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth.
Principal Lines of Business: Ind annuities (92.5%), other (7.5%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
Zurich Financial Services Group
Investment Rating
--
Company Address
1 LIBERTY PLAZA 165 BROADWAY
NEW YORK, NY 10007
Phone Number
(877) 301-5376
NAIC Number
14178
Website
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Largest Affiliates
C
Schaumburg, IL - P&C
C
SCHAUMBURG, IL - L&A
B
C
Anoka, MN - P&C
B
Woodland Hills, CA - P&C