AMERICAN FARMERS & RANCHERS LIFE INS
Major Rating Factors:
Fair current capitalization (4.8 on a scale of 0 to 10) based on fair risk adjusted capital (severe loss scenario), although results have slipped from the good range over the last year. Fair Liquidity (3.9) due, in part, to cash value policies that are subject to withdrawals with minimal or no penalty. Weak overall results on stability tests (2.5) including fair financial strength of affiliated American Farmers & Ranchers Group, weak results on operational trends, weak risk adjusted capital in prior years and negative cash flow from operations for 2024.
Other Rating Factors:
Weak profitability (1.7) with operating losses during 2024. High quality investment portfolio (7.7).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (88.7%), group life (13.3%)
Licensed in:
AL, AZ, DC, ID, MT, NV, NM, NC, OK, TX, UT, WV
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
American Farmers & Ranchers Group
Investment Rating
--
Company Address
4400 Will Rogers Parkway
Oklahoma City, OK 73108
Oklahoma City, OK 73108
Phone Number
(405) 218-5400
NAIC Number
60004
Largest Affiliates