A
Arch ReIns Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Strong long-term capitalization index (7.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.1) with small operating losses during 2020.
Other Rating Factors: Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.6% of capital. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Fire (11.2%), homeowners (6.0%), comm multi (5.5%), personal/comm auto (2.4%), work comp (1.1%), farmowners (1.0%), fin guar/surety (0.3%), med mal (0.1%), other (72.3%)
Licensed in: All states except ME, NE, WI, WY, also licensed in GU
Principal Investments: Common stock (46.3%), investment grade bonds (41.0%), non investment grade bonds (4.6%), cash (0.3%), preferred stock (0.1%), other (7.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
445 South Street
Morristown, NJ 07960
Phone Number
(973) 898-9575
NAIC Number
10348
Largest Affiliates
B
Jersey City, NJ - P&C
A
Greensboro, NC - P&C
A
Greensboro, NC - P&C
B
Jersey City, NJ - P&C
B
Jersey City, NJ - P&C