CSAA Fire & Casualty Ins Co
Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (6.2) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with CSAA Ins Exchange Group, good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (58.4%), fire (31.8%), homeowners (3.7%), other (6.1%)
Licensed in:
AK, AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NV, NY, OH, OK, OR, PA, SD, UT, VA, WA, WV, WY
Principal Investments:
Investment grade bonds (87.5%), common stock (0.6%), cash (0.2%), other (11.7%)
Corporate Info
Group Affiliation
CSAA Ins Exchange Group
Investment Rating
--
Company Address
3055 Oak Road
Walnut Creek, CA 94597
Walnut Creek, CA 94597
Phone Number
(925) 279-2300
NAIC Number
10921
Website
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