Ansur America Ins Co
Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair profitability index (4.1) with operating losses during 2023 and the first six months of 2025. Return on equity has been low, averaging 1.7% over the past five years. Fair overall results on stability tests (3.3) including. The largest net exposure for one risk is excessive at 9.1% of capital. Strengths include potentially strong support from affiliation with Frankenmuth Ins Co.
Other Rating Factors:
Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (37.9%), comm multi (27.8%), homeowners (12.5%), work comp (9.6%), fin guar/surety (2.3%), fire (0.6%), product liab. (0.4%), other (8.8%)
Licensed in:
All states except AK, AZ, CA, DC, DE, FL, HI, ID, LA, MA, MD, MN, MT, ND, NJ, NY, OR, RI, SD, TX, UT
Principal Investments:
Investment grade bonds (98.3%), other (1.7%)
Corporate Info
Group Affiliation
Frankenmuth Ins Co
Investment Rating
--
Company Address
One Mutual Avenue
Frankenmuth, MI 48787
Frankenmuth, MI 48787
Phone Number
(989) 652-6121
NAIC Number
10984
Website
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