B
Arch Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.5 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.3) despite operating losses during 2020. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Excellent overall results on stability tests (8.2). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Work comp (13.8%), personal/comm auto (13.0%), fire (10.6%), comm multi (10.1%), fin guar/surety (2.8%), med mal (1.2%), product liab. (0.4%), other (48.1%)
Licensed in: All states and GU, PR, VI
Principal Investments: Investment grade bonds (73.3%), common stock (10.1%), non investment grade bonds (7.3%), cash (0.3%), preferred stock (0.2%), other (8.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside Three
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
11150
Largest Affiliates
A
Morristown, NJ - P&C
A
Greensboro, NC - P&C
A
Greensboro, NC - P&C
B
Jersey City, NJ - P&C
B
Jersey City, NJ - P&C