First Chicago Ins Co
Major Rating Factors:
Fair reserve development (3.9 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2025 the two year reserve development was 29.0% deficient. Good long-term capitalization index (5.5) based on good current risk adjusted capital (severe loss scenarios) reflecting some improvement over results in 2024. Good overall profitability index (6.8) with small operating losses during 2022.
Other Rating Factors:
Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.6) despite fair risk adjusted capital in prior years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (99.8%), other (0.2%)
Licensed in:
CO, IA, ID, IL, IN, KS, LA, MD, MO, NJ, NV, OH, PA, TN, TX, UT, VA, WI
Principal Investments:
Investment grade bonds (85.1%), common stock (12.4%), non investment grade bonds (0.2%), other (2.3%)
Corporate Info
Group Affiliation
Warrior Invictus Holding Co Inc
Investment Rating
--
Company Address
6640 South Cicero Avenue
Bedford Park, IL 60638
Bedford Park, IL 60638
Phone Number
(708) 552-4400
NAIC Number
13587
Largest Affiliates