B
Illinois Casualty Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.6 on a scale of 0 to 10) despite. The largest net exposure for one risk is conservative at 1.5% of capital. Fair reserve development (4.0) as reserves have generally been sufficient to cover claims. In 2024 the two year reserve development was 21.2% deficient. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent profitability index (7.9) with operating gains in each of the last five years. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (66.8%), work comp (4.9%), other (28.3%)
Licensed in: AZ, CO, IA, IL, IN, KS, KY, MI, MN, MO, ND, NE, OH, OR, PA, SD, TN, UT, WI
Principal Investments: Investment grade bonds (73.4%), common stock (7.7%), real estate (2.0%), cash (1.7%), preferred stock (0.9%), non investment grade bonds (0.9%), other (13.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
ICC Holdings Inc
Investment Rating
--
Company Address
225 20th Street
Rock Island, IL 61201
Phone Number
(309) 793-1700
NAIC Number
15571
Largest Affiliates
B
Wyalusing, PA - P&C
B
Wyalusing, PA - P&C
B
Wyalusing, PA - P&C
D
Blue Bell, PA - P&C