B
Great Northern Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Homeowners (43.8%), comm multi (24.8%), personal/comm auto (15.5%), product liab. (2.5%), work comp (1.3%), other (12.1%)
Licensed in: All states
Principal Investments: Investment grade bonds (91.2%), cash (7.1%), other (1.7%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
CB
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
20303
Largest Affiliates
B
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Whitehouse Station, NJ - P&C