B
Tokio Marine Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Strong long-term capitalization index (8.7 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.8) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.5%.
Other Rating Factors: Excellent liquidity (7.6) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.2). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (41.3%), personal/comm auto (7.9%), product liab. (3.2%), fin guar/surety (1.4%), fire (0.1%), other (46.1%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (96.9%), cash (2.3%), non investment grade bonds (0.1%), other (0.7%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 206-7836
NAIC Number
23850
Largest Affiliates
C
Schaumburg, IL - L&A
B
Saint Louis, MO - P&C
B
Bala Cynwyd, PA - P&C
A
Houston, TX - P&C
C
White Plains, NY - P&C