Citizens Financial Services, Inc.
CZFS
$63.85
-$0.93-1.44%
NASDAQ
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | 3.69M | 3.40M | 3.85M | 3.67M | 3.43M |
| Total Other Revenue | 25.61M | 25.71M | 24.64M | 22.90M | 22.38M |
| Total Revenue | 29.30M | 29.11M | 28.49M | 26.56M | 25.80M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 29.30M | 29.11M | 28.49M | 26.56M | 25.80M |
| SG&A Expenses | 12.97M | 12.32M | 12.47M | 12.45M | 12.86M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 2.93M | 3.16M | 3.15M | 3.00M | 2.82M |
| Total Operating Expenses | 15.90M | 15.47M | 15.62M | 15.45M | 15.68M |
| Operating Income | 13.40M | 13.64M | 12.87M | 11.11M | 10.12M |
| Income Before Tax | 12.70M | 13.09M | 12.36M | 10.42M | 9.43M |
| Income Tax Expenses | 2.33M | 2.60M | 2.36M | 1.95M | 1.81M |
| Earnings from Continuing Operations | 10.38M | 10.48M | 10.01M | 8.46M | 7.62M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 10.38M | 10.48M | 10.01M | 8.46M | 7.62M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 2.16 | 2.19 | 2.09 | 1.76 | 1.59 |
| Normalized Basic EPS | 1.65 | 1.71 | 1.61 | 1.36 | 1.23 |
| EPS Diluted | 2.16 | 2.18 | 2.09 | 1.76 | 1.59 |
| Normalized Diluted EPS | 1.65 | 1.70 | 1.61 | 1.36 | 1.23 |
| Average Basic Shares Outstanding | 4.80M | 4.80M | 4.80M | 4.80M | 4.80M |
| Average Diluted Shares Outstanding | 4.80M | 4.80M | 4.80M | 4.80M | 4.80M |
| Dividend Per Share | 0.50 | 0.50 | 0.50 | 0.50 | 0.49 |
| Payout Ratio | 23.15% | 22.91% | 24.02% | 28.22% | 30.90% |