Citizens Financial Services, Inc.
CZFS
$55.89
-$0.18-0.32%
NASDAQ
| 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | 09/30/2024 | |
|---|---|---|---|---|---|
| Revenue | 3.85M | 3.67M | 3.43M | 3.34M | 3.76M |
| Total Other Revenue | 24.64M | 22.90M | 22.38M | 22.87M | 21.52M |
| Total Revenue | 28.49M | 26.56M | 25.80M | 26.21M | 25.28M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 28.49M | 26.56M | 25.80M | 26.21M | 25.28M |
| SG&A Expenses | 12.47M | 12.45M | 12.86M | 12.20M | 12.31M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 3.15M | 3.00M | 2.87M | 3.96M | 2.94M |
| Total Operating Expenses | 15.62M | 15.45M | 15.73M | 16.16M | 15.25M |
| Operating Income | 12.87M | 11.11M | 10.07M | 10.05M | 10.03M |
| Income Before Tax | 12.36M | 10.42M | 9.38M | 9.54M | 9.25M |
| Income Tax Expenses | 2.36M | 1.95M | 1.76M | 1.56M | 1.71M |
| Earnings from Continuing Operations | 10.01M | 8.46M | 7.62M | 7.98M | 7.54M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 10.01M | 8.46M | 7.62M | 7.98M | 7.54M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 2.09 | 1.76 | 3.19 | 3.34 | 1.57 |
| Normalized Basic EPS | 1.61 | 1.36 | 2.45 | 2.50 | 1.21 |
| EPS Diluted | 2.09 | 1.76 | 3.18 | 3.34 | 1.57 |
| Normalized Diluted EPS | 1.61 | 1.36 | 2.45 | 2.50 | 1.20 |
| Average Basic Shares Outstanding | 4.80M | 4.80M | 9.55M | 9.55M | 4.80M |
| Average Diluted Shares Outstanding | 4.80M | 4.80M | 9.55M | 9.55M | 4.80M |
| Dividend Per Share | 0.50 | 0.50 | 0.99 | 0.98 | 0.49 |
| Payout Ratio | 24.02% | 28.22% | 30.90% | 29.21% | 30.93% |