B
Citizens Financial Services, Inc. CZFS
$82.54 $0.831.02% NASDAQ
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EPS (TTM)

06/30/2026 03/31/2026 12/31/2025 09/30/2025 06/30/2025
Revenue 4.01M 2.33M 3.40M 3.85M 3.67M
Total Other Revenue 25.19M 25.61M 25.71M 24.64M 22.90M
Total Revenue 29.21M 27.95M 29.11M 28.49M 26.56M
Cost of Revenue -- -- -- -- --
Gross Profit 29.21M 27.95M 29.11M 28.49M 26.56M
SG&A Expenses 12.85M 12.97M 12.32M 12.47M 12.45M
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 3.34M 2.93M 3.16M 3.15M 3.00M
Total Operating Expenses 16.20M 15.90M 15.47M 15.62M 15.45M
Operating Income 13.01M 12.04M 13.64M 12.87M 11.11M
Income Before Tax 12.34M 12.70M 13.09M 12.36M 10.42M
Income Tax Expenses 2.15M 2.33M 2.60M 2.36M 1.95M
Earnings from Continuing Operations 10.19M 10.38M 10.48M 10.01M 8.46M
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 10.19M 10.38M 10.48M 10.01M 8.46M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 2.12 2.16 2.19 2.09 1.76
Normalized Basic EPS 1.61 1.48 1.71 1.61 1.36
EPS Diluted 2.12 2.16 2.18 2.09 1.76
Normalized Diluted EPS 1.61 1.48 1.70 1.61 1.36
Average Basic Shares Outstanding 4.80M 4.80M 4.80M 4.80M 4.80M
Average Diluted Shares Outstanding 4.80M 4.80M 4.80M 4.80M 4.80M
Dividend Per Share 0.51 0.50 0.50 0.50 0.49
Payout Ratio 24.06% 23.15% 22.91% 24.02% 28.22%