Live Oak Bancshares, Inc.
LOB
$32.06
-$0.57-1.75%
NYSE
| 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | |
|---|---|---|---|---|---|
| Revenue | 38.61M | 30.28M | 34.26M | 25.58M | 18.29M |
| Total Other Revenue | 101.28M | 93.24M | 85.97M | 71.57M | 63.89M |
| Total Revenue | 139.88M | 123.52M | 120.23M | 97.15M | 82.19M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 139.88M | 123.52M | 120.23M | 97.15M | 82.19M |
| SG&A Expenses | 63.20M | 75.03M | 75.13M | 73.23M | 57.22M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 8.04M | 8.28M | 10.35M | 7.24M | 8.68M |
| Total Operating Expenses | 71.24M | 83.31M | 85.48M | 80.47M | 65.90M |
| Operating Income | 68.64M | 40.22M | 34.75M | 16.68M | 16.28M |
| Income Before Tax | 61.91M | 36.57M | 31.20M | 13.13M | 13.23M |
| Income Tax Expenses | 15.79M | 10.11M | 7.82M | 3.46M | 3.39M |
| Earnings from Continuing Operations | 46.12M | 26.47M | 23.39M | 9.67M | 9.84M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | 88.00K | 50.00K | 41.00K | 49.00K | 57.00K |
| Net Income | 46.21M | 26.52M | 23.43M | 9.72M | 9.90M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 0.96 | 0.56 | 0.51 | 0.21 | 0.22 |
| Normalized Basic EPS | 0.88 | 0.50 | 0.43 | 0.18 | 0.18 |
| EPS Diluted | 0.95 | 0.55 | 0.51 | 0.21 | 0.21 |
| Normalized Diluted EPS | 0.88 | 0.50 | 0.43 | 0.18 | 0.18 |
| Average Basic Shares Outstanding | 45.91M | 45.78M | 45.63M | 45.38M | 45.22M |
| Average Diluted Shares Outstanding | 46.30M | 46.22M | 45.80M | 45.75M | 46.16M |
| Dividend Per Share | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Payout Ratio | 7.51% | 8.78% | 5.84% | 14.07% | 13.70% |