Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a net capital to total assets of 9.0 and a net worth ratio of 0.0. A current level of 10.2 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Good asset quality (6.3).
Asset Mix:
Consumer loans (30%), home mtgs (23%), securities (0%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
175 East Olive Avenue
Burbank, CA 91502
Burbank, CA 91502
Phone Number
(818) 777-1295
NCUA Charter Number
Website
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Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA