Glossary
Hot Money Ratio

The percentage of the institution’s deposit base that is being funded by jumbo CDs and brokered deposits. Jumbo CDs (high-yield certificates of deposit with principal amounts of at least $100,000) and brokered deposits (pooled funds sold by brokers seeking the highest interest rate available) are generally considered less stable (and more costly) and thus less desirable as a source of funds.

Weiss Ratings