Glossary
Hot Money

Individual deposits. These types of deposits are considered “hot money” because they tend to chase whoever is offering the best interest rates at the time and are thus relatively costly and fairly volatile sources of funds.

Hot Money Ratio

The percentage of both time certificates of deposit and open-account time deposits. (Total Time Deposit $100k-$250K + Total Time Deposits > $250K)/Total Domestic Deposits

Weiss Ratings