C
Penn-Patriot Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.8 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is conservative at 1.1% of capital. Weak profitability index (1.9) with small operating losses during 2022. Strong long-term capitalization index (7.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019.
Other Rating Factors: Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (9.7) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (67.7%), product liab. (8.4%), fire (1.4%), homeowners (1.0%), other (21.6%)
Licensed in: VA
Principal Investments: Investment grade bonds (98.1%), cash (1.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Global Indemnity Group LLC
Investment Rating
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 664-1500
NAIC Number
10121
Largest Affiliates
C
Bala Cynwyd, PA - P&C
B
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
B
Bala Cynwyd, PA - P&C