Tokio Marine America Ins Co
					
                    Major Rating Factors:
                     Good overall profitability index (6.9 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.2%. Good overall results on stability tests (6.4) despite. The largest net exposure for one risk is acceptable at 2.9% of capital. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
                
            
                    Other Rating Factors:
                     History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
                
            
                    Stability Factors:
                    			T - Significant trends in critical asset, liability, income or expense items.
                
            
                    Principal Lines of Business:
                    Personal/comm auto (16.5%), fire (15.7%), product liab. (9.7%), work comp (8.3%), comm multi (5.1%), homeowners (0.9%), other (43.7%)
                
            
                    Licensed in:
                    All states and PR
                
            
                    Principal Investments:
                    Investment grade bonds (80.0%), common stock (11.0%), cash (3.6%), non investment grade bonds (2.5%), preferred stock (0.9%), other (2.1%)
                
            Corporate Info
    Group Affiliation
        Tokio Marine Holdings Inc
    Investment Rating
        
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    Company Address
        
                
                     Three Bala Plaza, East 
Bala Cynwyd, PA 19004
    Bala Cynwyd, PA 19004
Phone Number
        (610) 227-1253
    NAIC Number
          10945
    Website
        
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