United Casualty Ins Co of Am
Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (5.0) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (4.1) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Fire (52.7%), product liab. (1.2%), other (46.1%)
Licensed in:
AL, AR, CA, DC, DE, FL, GA, IL, IN, KY, LA, MD, MI, MO, MS, NC, OH, OK, PA, SC, TN, TX, WV
Principal Investments:
Investment grade bonds (100.0%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
1350 Timberlake Manor Parkway
Chesterfield, MO 63017
Chesterfield, MO 63017
Phone Number
(314) 819-4300
NAIC Number
11142
Website
Largest Affiliates