Union National Fire Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.9) including excessive premium growth. Good overall profitability index (5.2). Excellent expense controls.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (57.4%), product liab. (2.2%), other (40.4%)
Licensed in:
AL, AR, LA, MS, OK, TN, TX
Principal Investments:
Investment grade bonds (92.1%), cash (1.2%), other (6.8%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
1350 Timberlake parkway
Chesterfield, MO 63017
Chesterfield, MO 63017
Phone Number
(314) 819-4300
NAIC Number
12998
Website
Largest Affiliates