Infinity Select Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Weak overall results on stability tests (0.0) including excessive premium growth. The largest net exposure for one risk is excessive at 66.5% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent profitability index (7.7) with operating gains in each of the last five years. Excellent expense controls. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (99.8%), other (0.2%)
Licensed in:
AL, AZ, CA, CT, FL, GA, IN, KS, LA, NY, PA, TN
Principal Investments:
Investment grade bonds (100.0%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3760 River Run Drive
Birmingham, AL 35243
Birmingham, AL 35243
Phone Number
(312) 661-4600
NAIC Number
20260
Website
Largest Affiliates