D
Infinity Select Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (0.0 on a scale of 0 to 10) including excessive premium growth. The largest net exposure for one risk is excessive at 65.3% of capital. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent profitability index (7.7). Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (99.9%), other (0.1%)
Licensed in: AL, AZ, CA, CT, FL, GA, IN, KS, LA, NY, PA, TN
Principal Investments: Investment grade bonds (100.0%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3760 River Run Drive
Birmingham, AL 35243
Phone Number
(312) 661-4600
NAIC Number
20260
Largest Affiliates
B
Jacksonville, FL - P&C
C
CHICAGO, IL - L&A
D
Birmingham, AL - P&C
B
Downers Grove, IL - P&C
D
Birmingham, AL - P&C