Capitol Cnty Mutl Fire Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.7). Fair overall results on stability tests (3.2) including excessive premium growth and negative cash flow from operations for 2024.
Other Rating Factors:
Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Fire (55.0%), other (45.0%)
Licensed in:
TX
Principal Investments:
Common stock (54.2%), investment grade bonds (39.9%), cash (0.8%), other (5.1%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
1350 Timberlake Manor Parkway
Chesterfield, MO 63017
Chesterfield, MO 63017
Phone Number
(314) 819-4300
NAIC Number
29211
Website
Largest Affiliates