Major Rating Factors:
Good overall results on stability tests (5.5 on a scale of 0 to 10) despite. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (8.1). Excellent expense controls. Superior liquidity (9.4) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (16.0%), comm multi (11.1%), personal/comm auto (3.7%), other (69.2%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (42.4%), common stock (35.6%), cash (15.7%), non investment grade bonds (0.8%), other (5.5%)
Corporate Info
Group Affiliation
Old Republic International Corporation
Investment Rating
Company Address
307 North Michigan Avenue
Chicago, IL 60601
Chicago, IL 60601
Phone Number
(312) 346-8100
NAIC Number
31143
Website
Largest Affiliates