Unitrin Safeguard Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.4) including excessive premium growth. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (7.8). Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (66.3%), homeowners (32.2%), other (1.5%)
Licensed in:
All states except AK, CA, CT, FL, HI, MA, MI, NH, NJ, RI, WA
Principal Investments:
Investment grade bonds (98.0%), common stock (0.4%), other (1.6%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
5555 Gate Parkway
Jacksonville, FL 32256
Jacksonville, FL 32256
Phone Number
(904) 245-5600
NAIC Number
40703
Website
Largest Affiliates