B
LAFAYETTE LIFE INS CO
Rating Date
August 2024
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall results on stability tests (5.6 on a scale of 0 to 10). Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. Good Liquidity (5.3) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair quality investment portfolio (4.2).
Other Rating Factors: Fair profitability (4.1). Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests.
Principal Lines of Business: Ind annuities (12.1%), group annuities (4.8%), other (83.0%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
301 EAST 4TH STREET
CINCINNATI, OH 45202
Phone Number
(513) 362-4900
NAIC Number
65242
Largest Affiliates
B
CINCINNATI, OH - L&A
B
B
CINCINNATI, OH - L&A
B
White Plains, NY - L&A
C