LAFAYETTE LIFE INS CO
Major Rating Factors:
Fair quality investment portfolio (4.2 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 70% of capital. Exposure to mortgages is significant, but the mortgage default rate has been low. Fair overall results on stability tests (4.0). Good Liquidity (5.6).
Other Rating Factors:
Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
301 EAST 4TH STREET
CINCINNATI, OH 45202
CINCINNATI, OH 45202
Phone Number
(513) 362-4900
NAIC Number
65242
Largest Affiliates