C
INTEGRITY LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including fair financial strength of affiliated Western & Southern Group, weak results on operational trends and negative cash flow from operations for 2024. Fair quality investment portfolio (4.9) with significant exposure to mortgages . Mortgage default rate has been low. Fair profitability (3.4) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Good Liquidity (6.9). Strong capitalization (7.3) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (99.9%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
400 BROADWAY
CINCINNATI, OH 45202
Phone Number
(513) 629-1800
NAIC Number
74780
Largest Affiliates
C
CINCINNATI, OH - L&A
C
C
CINCINNATI, OH - L&A
C
WHITE PLAINS, NY - L&A
C
White Plains, NY - L&A