C
GERBER LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.0 on a scale of 0 to 10). Good quality investment portfolio (5.7) despite mixed results such as: large holdings of BBB rated bonds but moderate junk bond exposure. Good Liquidity (5.3) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors: Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states, the District of Columbia and Puerto Rico
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Nestle SA
Investment Rating
--
Company Address
1311 Mamaroneck Avenue
White Plains, NY 10605
Phone Number
(914) 272-4000
NAIC Number
70939
Largest Affiliates
C
CINCINNATI, OH - L&A
C
C
CINCINNATI, OH - L&A
C
CINCINNATI, OH - L&A
C
WHITE PLAINS, NY - L&A