B
WESTERN & SOUTHERN LIFE INS CO
Rating Date
August 2024
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.7 on a scale of 0 to 10). Stability strengths include good operational trends and excellent risk diversification. Good Liquidity (6.9) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair quality investment portfolio (3.4).
Other Rating Factors: Strong capitalization (7.4) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.5) with operating gains in each of the last five years.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind health (8.3%), ind life (3.7%), group life (1.8%), other (86.1%)
Licensed in: All states except AK, ME, MA, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
400 BROADWAY
CINCINNATI, OH 45202
Phone Number
(513) 629-1800
NAIC Number
70483
Largest Affiliates
B
CINCINNATI, OH - L&A
B
CINCINNATI, OH - L&A
B
CINCINNATI, OH - L&A
B
White Plains, NY - L&A
C