C
WESTERN-SOUTHERN LIFE ASR CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.1 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to significant exposure to junk bonds. Exposure to mortgages is significant, but the mortgage default rate has been low. Fair overall results on stability tests (4.0). Good capitalization (6.2) based on good risk adjusted capital (severe loss scenario).
Other Rating Factors: Good Liquidity (6.3). Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves.
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
400 BROADWAY
CINCINNATI, OH 45202
Phone Number
(513) 629-1854
NAIC Number
92622
Largest Affiliates
C
C
CINCINNATI, OH - L&A
C
CINCINNATI, OH - L&A
C
WHITE PLAINS, NY - L&A
C
White Plains, NY - L&A