Major Rating Factors:
Fair overall results on stability tests (4.5 on a scale of 0 to 10) including fair financial strength of affiliated Chubb Limited. Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors:
High quality investment portfolio (8.1). Excellent Liquidity (7.5).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business:
Ind health (81.0%), group health (4.3%), group life (2.3%), other (12.4%)
Licensed in:
IL, NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
13 Cornell Road
Latham, NY 12110
Latham, NY 12110
Phone Number
(800) 951-6206
NAIC Number
78697
Largest Affiliates