C
Mobilitas Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair long-term capitalization index (4.6 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.0) with operating losses during 2024.
Other Rating Factors: Fair overall results on stability tests (3.2) including excessive premium growth and weak results on operational trends. Excellent liquidity (8.8) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: AZ, CA
Principal Investments: Cash (93.3%), investment grade bonds (6.6%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
CSAA Ins Exchange
Investment Rating
--
Company Address
5353 West Bell Road
Glendale, AZ 85308
Phone Number
(800) 207-3618
NAIC Number
16392
Largest Affiliates
B
Walnut Creek, CA - P&C
B
Glendale, AZ - P&C
B
Walnut Creek, CA - P&C
B
Walnut Creek, CA - P&C
B
Walnut Creek, CA - P&C