Zurich American Ins Co
Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 6.1% of capital. Good overall profitability index (6.4). Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2021. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (16.4%), personal/comm auto (12.4%), fire (5.8%), fin guar/surety (4.2%), comm multi (4.0%), product liab. (1.0%), homeowners (0.8%), other (55.4%)
Licensed in:
All states and GU, MP, PR, VI
Principal Investments:
Investment grade bonds (65.2%), common stock (11.3%), non investment grade bonds (5.7%), other (17.9%)
Corporate Info
Group Affiliation
Zurich Ins Group AG
Investment Rating
--
Company Address
1299 Zurich Way
Schaumburg, IL 60196
Schaumburg, IL 60196
Phone Number
(847) 605-6000
NAIC Number
16535
Website
Largest Affiliates