General Casualty Co of WI
Major Rating Factors:
Vulnerable liquidity (0.8 on a scale of 0 to 10) as a spike in claims may stretch capacity. Fair profitability index (3.8) with operating losses during 2020, 2021 and 2024. Good long-term capitalization index (6.3) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range over the last two years.
Other Rating Factors:
Good overall results on stability tests (5.5) despite negative cash flow from operations for 2024 and fair risk adjusted capital in prior years. Ample reserve history (7.0) that can protect against increases in claims costs.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
F - Negative cash flow.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (8.7%), homeowners (5.9%), comm multi (3.7%), fire (2.6%), med mal (0.2%), other (78.8%)
Licensed in:
All states and PR
Principal Investments:
Investment grade bonds (68.4%), common stock (10.4%), non investment grade bonds (10.2%), cash (1.4%), preferred stock (1.0%), other (8.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
QBE Ins Group Limited
Investment Rating
--
Company Address
One QBE Way
Sun Prairie, WI 53596
Sun Prairie, WI 53596
Phone Number
(800) 362-5448
NAIC Number
24414
Website
Largest Affiliates