Ballston Spa Bancorp, Inc.
BSPA
$76.00
$1.011.35%
OTC PK
| 12/31/2025 | 09/30/2025 | 12/31/2024 | 12/31/2024 | 09/30/2023 | |
|---|---|---|---|---|---|
| Revenue | 1.84M | 641.00K | 1.64M | 1.64M | 708.00K |
| Total Other Revenue | 6.62M | 6.34M | 5.88M | 5.88M | 5.66M |
| Total Revenue | 8.46M | 6.98M | 7.52M | 7.52M | 6.36M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 8.46M | 6.98M | 7.52M | 7.52M | 6.36M |
| SG&A Expenses | 4.55M | 5.01M | 4.63M | 4.63M | 3.85M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 1.19M | 326.00K | 1.32M | 1.32M | 722.00K |
| Total Operating Expenses | 5.74M | 5.34M | 5.95M | 5.95M | 4.57M |
| Operating Income | 2.72M | 1.64M | 1.57M | 1.57M | 1.79M |
| Income Before Tax | 1.01M | 1.46M | 1.43M | 1.43M | 1.61M |
| Income Tax Expenses | 214.00K | 256.00K | 261.00K | 261.00K | 306.00K |
| Earnings from Continuing Operations | 796.00K | 1.21M | 1.17M | 1.17M | 1.30M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 796.00K | 1.21M | 1.17M | 1.17M | 1.30M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 1.07 | 1.63 | 1.57 | 1.57 | 1.76 |
| Normalized Basic EPS | 2.14 | 1.23 | 1.20 | 1.20 | -- |
| EPS Diluted | 1.07 | 1.63 | 1.57 | 1.57 | 1.76 |
| Normalized Diluted EPS | 2.14 | 1.23 | 1.20 | 1.20 | -- |
| Average Basic Shares Outstanding | 742.70K | 740.60K | 742.70K | 742.70K | 740.50K |
| Average Diluted Shares Outstanding | 742.70K | 740.60K | 742.70K | 742.70K | 740.50K |
| Dividend Per Share | 0.33 | 0.33 | 0.33 | 0.33 | 0.99 |
| Payout Ratio | 30.78% | -- | 20.98% | 20.98% | -- |