C
LAFAYETTE LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.3 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 51% of capital. Exposure to mortgages is significant, but the mortgage default rate has been low. Fair overall results on stability tests (3.9). Good overall profitability (6.5).
Other Rating Factors: Good Liquidity (5.6). Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (7.2%), group annuities (5.6%), other (87.1%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Western & Southern Group
Investment Rating
--
Company Address
301 EAST 4TH STREET
CINCINNATI, OH 45202
Phone Number
(513) 362-4900
NAIC Number
65242
Largest Affiliates
C
CINCINNATI, OH - L&A
C
C
CINCINNATI, OH - L&A
C
WHITE PLAINS, NY - L&A
C
White Plains, NY - L&A