C
ACE P&C Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Net
Premiums
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Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 8.6% of capital. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors: Excellent profitability index (8.8) despite operating losses during the first three months of 2025. Return on equity has been good over the last five years, averaging 12.2%. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (8.9%), comm multi (6.9%), personal/comm auto (6.5%), fire (4.7%), work comp (4.4%), product liab. (1.5%), fin guar/surety (1.1%), med mal (0.5%), farmowners (0.2%), other (65.4%)
Licensed in: All states and PR
Principal Investments: Investment grade bonds (70.7%), non investment grade bonds (23.3%), common stock (1.5%), other (4.6%)
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
CB
Company Address
436 Walnut Street
Philadelphia, PA 19106
Phone Number
(215) 640-1000
NAIC Number
20699
Largest Affiliates
B
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Whitehouse Station, NJ - P&C
C
Whitehouse Station, NJ - P&C
C